Welcome to ForeclosureAnswer.com

ForeclosureAnswer.com and its affiliates provide their services to you subject to the following conditions. If you visit ForeclosureAnswer.com, you accept these conditions. Please read them carefully. In addition, when you use any current or future ForeclosureAnswer.com services or visit or purchase from any business affiliated with ForeclosureAnswer.com, whether or not included in the ForeclosureAnswer.com Web site, you also will be subject to the guidelines and conditions applicable to such service or business.

PRIVACY

Please review our Privacy Notice, which also governs your visit to ForeclosureAnswer.com, to understand our practices.

ELECTRONIC COMMUNICATIONS

When you visit ForeclosureAnswer.com or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT

Copyright © 1990-2001 All Rights Reserved.

Robert L. Evans No part of this website may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording or by any information storage or retrieval system, without express written permission of the publisher, except where by law. This publication is designed to provide accurate and authoritative information, not legal advice. Events and laws may change after publication. Although this publication has been carefully researched, neither the authors nor the publisher can guarantee the accuracy of the information contained herein. Before any suggestion presented in this book is acted on, legal or other professional assistance may be advisable. The textual, graphic, audio, and audiovisual material in this site is protected by United States copyright law and international treaties. You may not copy, distribute, or use these materials except as necessary for your personal, non-commercial use. Any trademarks and service marks are the property of their respective owners. "Equity Rescue" and "Trust Deed Pledge" are servicemarks of Robert L. Evans.

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of ForeclosureAnswer.com or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of ForeclosureAnswer.com and protected by U.S. and international copyright laws. All software used on this site is the property of ForeclosureAnswer.com or its software suppliers and protected by United States and international copyright laws.

TRADEMARKS AND SALESMARKS

ForeclosureAnswer.com; ForeclosureAnswer.com and other ForeclosureAnswer.com graphics, logos, page headers, button icons, scripts, and service names are trademarks or trade dress of ForeclosureAnswer.com, Inc. or its subsidiaries. ForeclosureAnswer.com's trademarks and trade dress may not be used in connection with any product or service that is not ForeclosureAnswer.com's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits ForeclosureAnswer.com. All other trademarks not owned by ForeclosureAnswer.com or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by ForeclosureAnswer.com or its subsidiaries.

LICENSE AND SITE ACCESS

ForeclosureAnswer.com grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of ForeclosureAnswer.com. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of ForeclosureAnswer.com. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of ForeclosureAnswer.com and our affiliates without express written consent. You may not use any meta tags or any other "hidden text" utilizing ForeclosureAnswer.com's name or trademarks without the express written consent of ForeclosureAnswer.com. Any unauthorized use terminates the permission or license granted by ForeclosureAnswer.com. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of ForeclosureAnswer.com so long as the link does not portray ForeclosureAnswer.com, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any ForeclosureAnswer.com logo or other proprietary graphic or trademark as part of the link without express written permission.

COMMUNICATIONS AND OTHER CONTENT

You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead. ForeclosureAnswer.com reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.

If you do post content or submit material, and unless we indicate otherwise, you grant ForeclosureAnswer.com and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant ForeclosureAnswer.com and its affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify ForeclosureAnswer.com or its affiliates for all claims resulting from content you supply. ForeclosureAnswer.com has the right but not the obligation to monitor and edit or remove any activity or content. ForeclosureAnswer.com takes no responsibility and assumes no liability for any content posted by you or any third party.

COPYRIGHT COMPLAINTS

ForeclosureAnswer.com and its affiliates respect the intellectual property of others.

OTHER BUSINESSES

Parties other than ForeclosureAnswer.com and its subsidiaries provide services or sell product on this site. In addition, we provide links to the sites of affiliated companies and certain other businesses. We are not responsible for examining or evaluating, and we do not warrant the offerings of, any of these businesses or individuals or the content of their Web sites. ForeclosureAnswer.com does not assume any responsibility or liability for the actions, product, and content of all these and any other third parties. You should carefully review their privacy statements and other conditions of use.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

THIS SITE IS PROVIDED BY ForeclosureAnswer.com ON AN "AS IS" AND "AS AVAILABLE" BASIS. ForeclosureAnswer.com MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, ForeclosureAnswer.com DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. ForeclosureAnswer.com DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM ForeclosureAnswer.com ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ForeclosureAnswer.com WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

APPLICABLE LAW

By visiting ForeclosureAnswer.com, you agree that the laws of the state of California, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and ForeclosureAnswer.com or its affiliates.

DISPUTES

Any dispute relating in any way to your visit to ForeclosureAnswer.com or to products you purchase through ForeclosureAnswer.com shall be submitted to confidential arbitration in Seattle, Washington, except that, to the extent you have in any manner violated or threatened to violate ForeclosureAnswer.com's intellectual property rights, ForeclosureAnswer.com may seek injunctive or other appropriate relief in any state or federal court in the state of Washington, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.

MODIFICATION, AND SEVERABILITY

We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.